Our first consultation is a crucial step in understanding your financial landscape.
Our experts will conduct a thorough analysis, offering assistance with your budget planning and conducting a comprehensive credit check.
We aim to identify the root of your financial concerns, whether it's harassment by credit providers, the risk of losing assets, difficulty qualifying for a loan, adverse listings on your credit record, insufficient funds for basic living expenses, or struggling to meet debt obligations.
Services
Debt Review
If you are over-indebted and unable to pay your monthly debt commitments, a debt counsellor will renegotiate the interest and terms of your monthly instalment with your credit providers.
The agreed restructured payments will be consolidated into one instalment.
Debt Review is a legal process and credit providers cannot take legal action if you pay in line with the agreed restructured plan and therefore your assets will be protected.
Budget Repair
If you are struggling to meet your financial obligations, we will assist your with your budget planning and advice you on budgeting, credit repair, sequestration, alternative dispute resolution/mediation.
Exit Debt Review
If you are under debt review and you have paid up all your debt, we will assist you with a clearance certificate and update your record at the Credit Bureau. If you are not eligible for a clearance certificate but you are no longer overindebted, we will assist you with a court application to be declared no longer over indebted.